Our offering includes Automobile Liability coverage, with limits up to $1MM CSL, and Physical Damage coverage, subject to certain conditions. For vehicles older than 10 years, underwriting approval is required and a current mechanic’s statement and photograph may be needed at the underwriter’s discretion.

We insure sedans and minivans with a capacity of 15 passengers or less, excluding the driver. Our coverage is crafted for businesses involved in for-hire transportation of passengers, whether they are dispatched from a radio group, an association, hold a medallion, or operate demand-response units with less than 24-hour prearranged pickup reservations.

New ventures with individuals possessing 2 years of professional driving experience, or new partnerships with relevant experience may be acceptable. Coverage can also extend to double shift operations, provided there’s evidence of a formal maintenance program in place.

While our insurance solutions are extensive, there are certain operations and scenarios not currently covered. This includes Gypsy cabs, and new venture corporations, unless they have a favorable and substantiated previous insurance history. Triple shifts are also not eligible under our program.

At Surefire Insurance Agency, we understand the unique needs and challenges of Car Service / Livery businesses. That’s why our insurance solutions are customized to provide comprehensive protection for your operations. Reach out to us today to safeguard your business against potential risks and liabilities.