One of the most common questions I get is “Which state is the cheapest for Truck Insurance?” Here is Surefireʼs take on average per year insurance rates for a new startup with a Tractor Trailer. Some states are quite surprising, don’t you think?

*These rates were based on a 40-year-old driver with clean MVR and median insurance credit score, an 8-year-old $40K tractor, and a $22K trailer with $1 Million Primary Liability and $1,000 deductibles for Comp and Collision.

These average rates are based on “new startups,” as Surefire is one of the few insurance providers who ensure brand-new trucking companies. Significant discounts through Surefire and all insurance providers are available when you have some experience on the road.