Surefire Insurance Agency specializes in Commercial Auto Liability insurance for trucking companies, motor carriers, owner-operators, and commercial fleets.

Commercial Auto Liability is designed to provide liability protection for covered bodily injury and property damage arising from the operation of insured commercial vehicles, subject to the policy’s terms, conditions, limits, and exclusions.

Trucking operations have significantly different exposures than ordinary commercial automobiles. Underwriters may consider factors such as operating radius, states of operation, fleet size, driver and CDL experience, commodities hauled, vehicle information, loss and safety history, ELD information, and years in business. Surefire understands these transportation-specific underwriting requirements.

Many for-hire trucking companies, brokers, shippers, and contracts require $1,000,000 in Commercial Auto Liability coverage, even when a different minimum may apply under federal or state law.

Coverage requirements depend on the motor carrier’s operations, commodities, contracts, and applicable regulations. Surefire can help determine the insurance limits appropriate for your particular trucking operation

Starting a new trucking company?

New motor carriers frequently need insurance before operating authority can become active. Surefire can assist qualifying new ventures with Commercial Auto Liability and other trucking insurance needs and help coordinate required insurance information and filings when applicable.

Depending on the operation and jurisdiction, a motor carrier may require federal or state insurance filings before operating authority can become active. These requirements may involve the Federal Motor Carrier Safety Administration (FMCSA) and filings associated with a carrier’s USDOT or operating authority.

Surefire Insurance Agency can help eligible trucking businesses understand applicable insurance filing requirements, including filings such as BMC-91 or BMC-91X when required. Filing requirements vary based on the operation, authority, jurisdiction, insurance program, and carrier, so our transportation insurance team can help determine what may apply to your business.

For a faster evaluation, have the following information available:

• USDOT number, if applicable
• Business information
• Truck and VIN schedule
• Driver list
• CDL and driving experience
• Operating radius
• Commodities hauled
• Current or prior insurance information
• Loss history

Running a business that involves the use of commercial vehicles, trailers, and other equipment comes with its own set of risks. Commercial auto liability insurance is a crucial component to protect your business from financial losses associated with accidents and unforeseen incidents on the road.

What is Commercial Auto Liability Insurance?

Commercial auto liability insurance is designed to cover the financial responsibilities your business may face in the event of an accident involving your commercial vehicles. This coverage typically includes bodily injury and property damage liability, helping to mitigate the potential financial impact on your company..

Why Commercial Auto Liability Insurance Matters

Secure your business with Surefire Insurance

Don’t let unforeseen incidents on the road jeopardize the success of your business. Choose Surefire Insurance for reliable and comprehensive commercial auto liability insurance. Contact our dedicated team today to discuss your insurance needs and get a customized quote. We’re here to safeguard your business and provide you with peace of mind on the road.