Accidents may happen unexpectedly, and when they involve commercial vehicles, they often come with added complexities. At Surefire Insurance, we understand the challenges individuals face when navigating claims after such accidents. That’s why we’re here to provide you with a comprehensive guide on what to do if you’re involved in an accident with a commercial vehicle, along with insights into commercial auto liability insurance.

1. Prioritize Safety: The safety of all parties involved should always be the top priority. If possible, move to a safe location away from traffic. Inquire about the injuries and call emergency services if needed.
2. Exchange Information: It is necessary to exchange contact and insurance details with the driver of the commercial vehicle. This information will be crucial for filing your insurance claim.
3. Remember to Document the Scene: Take photos of the accident, including any damages to vehicles and any relevant road conditions. These photos can serve as evidence during the claims process.
4. Contact Authorities: In most cases, it’s important to report the accident to the police. They will document the incident and provide you with an official report, which will be essential for your insurance claim.
5. Notify Your Insurance Company: Contact your insurance provider as soon as possible to report the accident. Provide them with all the necessary information, including the police report and any documentation you’ve gathered at the scene.
6. Understanding Commercial Auto Liability Insurance: Commercial vehicles are typically covered by commercial auto liability insurance. This type of insurance provides complete coverage for any injury and property damage caused by the commercial vehicle. It’s important to know the coverage limits and exclusions of the policy.
7. Processing the Claim: Your insurance company will guide you through the claims process. Be prepared to provide detailed information about the accident, including how it occurred and the extent of the damages. Work with your claims adjuster to ensure a smooth and efficient resolution.
8. Seek Legal Advice: If the claims process becomes complicated or if you believe you’re not being treated fairly, consider seeking legal advice. An experienced attorney helps you protect your rights and advocate on your behalf.

Surefire Insurance specializes in transportation insurance, offering a comprehensive range of services designed to address the complex risks and needs within the transportation sector. Our experienced team is here to help you in managing transportation-related risks, emphasizing customization of policies to meet the specific needs of their clients.

Should you find yourself in a collision involving a commercial vehicle, reach out to Surefire Insurance at (323) 870-9503 without delay for specialized support. Our dedicated team is committed to guiding you meticulously through the process, offering the necessary assistance to overcome this difficult period. It’s important to know that you’re not required to manage the claims process by yourself. At Surefire Insurance, we stand by your side, ensuring you have the guidance and help needed at every stage.