Our Motor Truck Cargo (MTC) insurance is exclusively designed for for-hire trucking businesses. Available for an array of body types such as dump trucks, tractors, box trucks, cargo vans, cement mixers, flatbeds, and car haulers, it serves to protect the freight you haul.

However, it’s essential to note that MTC insurance does not extend to garbage trucks, limos, hearses, buses, passenger vans, or ice cream trucks. Certain cargo types, including art, jewelry, money, paper, live animals, contraband, pharmaceuticals, tobacco, alcohol, or goods owned by the insured are excluded from coverage. The insurance also does not cover properties in custody of another carrier, goods not under the Bill of Lading, or storage extending over 72 hours.

Along with our basic cargo insurance, we offer additional coverage options to maximize the protection of your business. In case your load is accidentally dumped on a roadway or waterway, our Removal Expenses coverage pays for the cost of debris removal or pollutant extraction.

If there’s a risk of further damage to the already damaged cargo, we cover the expenses to prevent this. Additionally, we safeguard your business against potential legal expenses related to claim settlements or defenses. For unforeseen situations where the cargo cannot be delivered, resulting in a loss of freight charges, our Earned Freight Coverage ensures that your business does not bear the financial burden.

Choosing Surefire Insurance Agency guarantees a reliable safety net for your trucking business, allowing you to focus on what you do best – delivering goods.